Ayushman Card Apply Online 2026: Step-by-Step Registration and Card Creation
Eligible beneficiaries can create an Ayushman Card through the official PM-JAY beneficiary portal or the official Ayushman App. The process generally involves logging in with a mobile number, finding the beneficiary record, confirming the family member, completing eKYC and downloading the approved card.
Last Updated: July 20, 2026
Quick Answer
To create an Ayushman Card online, visit the official PM-JAY beneficiary portal, log in using an active mobile number, select your state and scheme, search for your family using an available identifier, choose the eligible member and complete the required eKYC process.
After verification and approval, the card can be downloaded as a digital document. Creating a card does not automatically add an ineligible person to the PM-JAY beneficiary list.
Table of Contents
- Who can create a card?
- Application vs beneficiary inclusion
- Requirements before applying
- Documents required
- Apply through the beneficiary portal
- Apply through the Ayushman App
- How to find your family record
- Complete eKYC
- Create a card for a family member
- Check application status
- Download the approved card
- Create a card offline
- Common application problems
- Safety precautions
- Frequently asked questions
Who Can Apply for or Create an Ayushman Card?
An Ayushman Card can generally be created for a person who is already identified as an eligible beneficiary under AB PM-JAY or an applicable participating state health scheme.
Eligible groups may include:
- Families included in the applicable PM-JAY beneficiary database
- Beneficiaries included through a participating state health scheme
- Eligible rural households identified under applicable deprivation criteria
- Eligible urban households identified through applicable occupational categories
- Senior citizens aged 70 years or above under the current age-based expansion
- Eligible ASHA workers, Anganwadi Workers and Anganwadi Helpers
- Eligible family members shown in an existing beneficiary household record
Ayushman Card Application and Beneficiary Inclusion Are Different
Many people believe that completing an online form automatically registers anyone for PM-JAY. This is not generally how the regular beneficiary system works.
In most cases, an eligible person must first be present in the applicable beneficiary database. The online process then helps the person:
- Find the existing household record
- Confirm the correct family member
- Complete identity authentication
- Submit eKYC details
- Generate or download an approved Ayushman Card
Some categories, including senior citizens aged 70 years or above, may follow a dedicated registration and verification process through the official system.
Requirements Before Applying Online
Keeping the correct information ready can reduce search and eKYC problems. Before starting, make sure you have:
Active Mobile Number
A working mobile number may be needed to log in and receive an OTP.
Correct State and Scheme
You must select the state and applicable health scheme connected with the beneficiary record.
Beneficiary Search Details
Keep an Aadhaar number, family ID, PM-JAY ID, ration-card number or another supported identifier ready.
Identity Verification
The beneficiary may need to complete Aadhaar OTP, face authentication, biometric verification or another approved KYC method.
Correct Personal Details
The name, age, gender and family relationship should match the available beneficiary and identity records.
Stable Internet Connection
A stable connection can help complete login, authentication, photograph submission and card download.
Documents Required for Ayushman Card Application
The exact documents may differ according to the state, beneficiary category and available verification method.
| Document or Information | Possible Purpose |
|---|---|
| Aadhaar card | Beneficiary search, identity matching and Aadhaar-based eKYC |
| Active mobile number | Portal login and OTP verification |
| Ration card | Finding and matching household information where supported |
| Family ID | Searching for an eligible family record |
| PM-JAY beneficiary ID | Finding an existing beneficiary record |
| Recent photograph or live photograph | Identity confirmation during card creation |
| Proof of relationship | Verifying a family relationship where required |
| Age proof | Verification for a senior citizen aged 70 years or above |
| State health-scheme ID | Searching a participating state beneficiary database |
How to Apply Through the Official Beneficiary Portal
The portal layout and available search options may change. However, the general card-creation process is described below.
- Open the official PM-JAY beneficiary portal at beneficiary.nha.gov.in.
- Select the beneficiary login option displayed on the portal.
- Enter an active mobile number in the login section.
- Complete the displayed captcha or security verification.
- Request an OTP and enter the code received on the mobile number.
- Select the correct state from the available list.
- Select the applicable PM-JAY or state health scheme.
- Choose an available beneficiary search method.
- Enter the Aadhaar number, family ID, PM-JAY ID, ration-card details or other requested information.
- Review the search results and select the correct family.
- Select the family member whose Ayushman Card needs to be created.
- Check the displayed personal and family details carefully.
- Start the available identity-authentication or eKYC process.
- Complete OTP, face, biometric or another approved verification method.
- Submit the card-creation request after reviewing the information.
- Check whether the card is approved immediately or placed under verification.
- Download the card when the approved download option becomes available.
How to Create an Ayushman Card Using the Ayushman App
The official Ayushman App allows beneficiaries to search for themselves or their family members, complete identity verification and access an approved Ayushman Card.
Steps to use the Ayushman App
- Open the official Google Play Store or Apple App Store on your device.
- Search for Ayushman App.
- Confirm that the app is associated with the National Health Authority.
- Install the official app on your device.
- Open the app and select the beneficiary login option.
- Enter an active mobile number and verify it using the received OTP.
- Select the correct state and applicable scheme.
- Search using the available family ID, Aadhaar number or other supported option.
- Select the correct family and family member.
- Complete beneficiary authentication when requested.
- Complete eKYC using the available verification method.
- Submit the request and check the card status.
- Download or access the approved card through the app.
How to Find Your Family Record
The official beneficiary system may display different search options according to the selected state and scheme.
Available search details may include:
- Aadhaar number
- PM-JAY beneficiary ID
- Family ID
- Ration-card number
- Name and location information
- State health-scheme ID
- Other identifiers supported by the selected state
When one search option does not find a record, verify the selected state and scheme and try another supported identifier.
How to Complete Ayushman Card eKYC
eKYC is used to confirm that the person creating the card is the same person shown in the beneficiary record.
The available verification methods may include:
- Aadhaar OTP authentication
- Face authentication
- Biometric authentication
- Approved non-Aadhaar KYC
- Verification by an authorised operator
General eKYC process
- Select the correct beneficiary member.
- Choose an available eKYC method.
- Enter the required identity information.
- Complete OTP, face or biometric authentication.
- Provide a photograph if requested.
- Check the displayed name, age and gender.
- Confirm the family relationship where required.
- Review the information before submitting.
- Save any acknowledgement or reference information displayed.
How to Create an Ayushman Card for a Family Member
A beneficiary may be able to search for an eligible household and create a card for another listed family member.
- Log in to the official portal or Ayushman App.
- Select the correct state and scheme.
- Search for the family using an available identifier.
- Open the matching household record.
- Select the family member who needs the card.
- Authenticate as required by the system.
- Complete the selected member’s eKYC.
- Confirm the member’s details and relationship.
- Submit the card-creation request.
- Download the card after approval.
How to Check Ayushman Card Application Status
After eKYC, the card may be approved immediately or placed under verification. The status wording displayed by the system may vary.
Common status messages may include:
| Status | What It May Mean |
|---|---|
| Not generated | Card creation or eKYC has not yet been completed for the member. |
| Pending | The submitted request may be awaiting verification or approval. |
| Approved | The beneficiary card has been approved and may be available to download. |
| Rejected | The request may contain a mismatch, incomplete information or another issue. |
| eKYC pending | Identity verification has not been successfully completed. |
Steps to check the status
- Log in to the beneficiary portal or Ayushman App.
- Select the correct state and scheme.
- Search for the family record.
- Select the relevant family member.
- Review the card or eKYC status displayed beside the member.
- Complete any pending action shown by the system.
How to Download the Approved Ayushman Card
After the card is approved, the beneficiary may be able to download it through the official portal or Ayushman App.
- Log in to the official beneficiary system.
- Select the state and applicable scheme.
- Search for the beneficiary family.
- Select the approved family member.
- Choose the displayed card-download option.
- Complete any additional authentication requested.
- Download and save the card document.
- Keep a digital copy and print a copy if convenient.
How to Create an Ayushman Card Offline
A person who cannot complete the online process may request assistance from an authorised location.
Depending on local availability, assistance may be available from:
- An Ayushman help desk at an empanelled hospital
- An authorised Common Service Centre
- A State Health Agency assistance centre
- An authorised registration or verification camp
- Another centre officially designated by the state
General offline process
- Visit an authorised centre with the required documents.
- Ask the operator to search for the beneficiary household.
- Verify that the correct family and member have been selected.
- Complete identity authentication and eKYC.
- Provide a photograph or biometric verification if required.
- Review the displayed information before submission.
- Collect an acknowledgement where available.
- Download or collect the card after approval.
Common Ayushman Card Application Problems
1. Beneficiary record is not found
Verify the selected state and scheme. Try another supported search method and search for another family member.
2. Mobile OTP is not received
Check the mobile number, network connection and message inbox. Wait before requesting another OTP.
3. Aadhaar information does not match
A mismatch in name, age, date of birth or gender can interrupt eKYC. Compare the beneficiary information with the identity document.
4. Face authentication fails
Use sufficient lighting, keep the face clearly visible, clean the camera lens and follow the instructions displayed by the app.
5. Application remains pending
The request may require additional verification. Check the status later and contact an authorised assistance centre when it remains pending for an unusually long period.
6. Card-download button is not visible
Confirm that eKYC is complete and the card is approved. Select the correct family member and log in again if necessary.
7. Wrong family member was selected
Do not complete eKYC using another person’s identity. Return to the family record and select the correct member.
8. Website or app is not working
Check the internet connection, refresh the page, try again later or use an authorised offline assistance centre.
Important Safety Precautions
- Do not share an OTP with an unknown caller
- Do not send Aadhaar images through an unknown messaging account
- Do not install an unofficial Ayushman APK file
- Do not pay an agent who promises guaranteed database inclusion
- Do not provide false family relationships or altered documents
- Do not enter personal information on a lookalike website
- Do not leave original documents with an unknown operator
- Do not confuse an ABHA number with PM-JAY eligibility
Ayushman Card Application Fees
Beneficiaries should use the official portal, official app or an authorised assistance centre. Do not pay an unauthorised person for guaranteed card approval or beneficiary-list inclusion.
A local authorised service centre may display applicable service or printing charges according to its rules. Ask for a receipt before making a payment.
Ayushman Card Helpline
Beneficiaries who need official guidance may contact the national PM-JAY helpline.
Keep the following information ready when requesting support:
- Beneficiary name
- Registered mobile number
- State and district
- Family ID or PM-JAY ID, if available
- Application or eKYC status
- A brief description of the problem
Frequently Asked Questions
Can anyone apply for an Ayushman Card online?
No. The regular card-creation process is generally available to people included in an applicable beneficiary database or specially covered category.
Can I apply using only an Aadhaar card?
Aadhaar may help with beneficiary search and eKYC, but holding an Aadhaar card alone does not prove PM-JAY eligibility.
Can I create an Ayushman Card from my mobile phone?
Yes. Eligible beneficiaries may use the official beneficiary portal or the official Ayushman App on a compatible mobile device.
Is an Aadhaar-linked mobile number compulsory?
The required verification method may differ. Aadhaar OTP verification generally requires access to the linked mobile number, while another approved method may be available in some situations.
Can I create a card for another family member?
You may be able to create a card for an eligible member shown in the same household record, subject to authentication and eKYC requirements.
How long does Ayushman Card approval take?
Some cards may be approved quickly, while others may remain under verification. There is no single guaranteed approval time for every beneficiary and state.
Why is my Ayushman Card application pending?
The request may require additional identity, family or operator verification. Check the displayed status and contact an authorised centre when necessary.
Can I apply if my name is not in the beneficiary list?
The regular card-creation process generally requires an eligible beneficiary record. Check all supported search methods and ask an authorised centre to confirm whether a state or special category applies.
Is an ABHA Card the same as an Ayushman Card?
No. An ABHA number is primarily a digital health identity. It does not by itself provide PM-JAY cashless-treatment eligibility.
Can the Ayushman Card be downloaded after eKYC?
The card can generally be downloaded after the beneficiary’s card request has been approved.
What is the official Ayushman Card website?
The official beneficiary portal is available at beneficiary.nha.gov.in. Always check the domain before entering personal information.
What should I do after downloading the card?
Keep a digital or printed copy and confirm that a selected hospital is empanelled for the required speciality and treatment package before planned admission.
Final Words
Eligible beneficiaries can create an Ayushman Card online through the official PM-JAY beneficiary portal or the official Ayushman App. The process generally includes mobile login, beneficiary search, family-member selection, identity authentication, eKYC and card approval.
Before beginning, check your eligibility and keep the correct family, identity and mobile information ready. If the beneficiary record cannot be found or eKYC fails, use another supported search method or visit an authorised assistance centre.
Use only official government systems and never pay an unknown agent for a promise of guaranteed approval or beneficiary-list inclusion.
Official Resources
Disclaimer
Wikisia is an independent informational website. It is not affiliated with the National Health Authority, AB PM-JAY, the Government of India or any State Health Agency.
Beneficiary databases, application steps, state schemes, eKYC methods, portal features and approval requirements may change. The information on this page is provided for general educational purposes.
Always confirm the latest process through the official beneficiary portal, the National Health Authority, an authorised assistance centre or the official helpline.
This article does not guarantee eligibility, beneficiary inclusion, application approval, card generation or treatment coverage.